Defaqto FAQs

About Defaqto

Our motor car insurance policies now give you 5 Star protection.

People's Choice has been awarded a 5 Star Rating from Defaqto. This is great news for us and our customers as it supports our goals of delivering great straightforward service to our customers, as well as being the lowest cost provider of quality general insurance.

Buying the cheapest insurance could be an expensive mistake, especially if you are not covered when you come to make a claim. Making sure that your insurance covers you correctly and meets your needs is more important than saving a few pounds.

It is important to note that insurance providers who offer cheap policies have generally stripped out certain segments of cover, so you should always check your own cover level requirements first.

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What is a Defaqto Star Rating?

Defaqto are an independent financial research company who specialise in collecting, researching and sharing financial product information. Since 1994 they have built a comprehensive, whole of market, financial product information database and become one of the leading providers of financial product information in the UK.

Defaqto Star Ratings are a simple, reliable way to identify at a glance the overall level of features or benefits within an insurance policy whether a customer needs a simple policy, one with lots of features and benefits or something in between.

Defaqto experts rate each product individually and award a 1,2,3,4 or 5 Star Rating.

Most of all it means we can be confident that our car insurance products are not only a great price, but are some of the most comprehensive policies on the market.
Find out more at Defaqto Star Ratings.