Third party, fire and theft cover is also available if you prefer - this may be cheaper, but won't cover damage to your car caused in an accident or by vandalism.
Included in your car insurance cover:
Limitations may apply.
In the event that you are involved in an accident that is not deemed to be your fault and the driver of the vehicle that hits you is not insured, your no claims discount will not be prejudiced in any way and you will not have to pay an excess.
This is subject to the following conditions being met:
If you make a claim for your car as a result of vandalism which is a malicious or deliberate act, you will not lose your no claims discount. This is subject to the following conditions being met:
Optional extras are also available e.g. legal expenses cover to help you claim any uninsured losses after a non-fault accident, or for any injuries you suffer.
You can claim up to £100,000 to pay your legal costs, claim back your policy excess, or get compensation for you and your family if you suffer injury or loss of life in a non-fault motor accident that would not be covered by any standard car insurance policy.
We offer four levels of breakdown cover; roadside recovery, UK recovery, home service, and European cover. If your vehicle can't be driven because of a breakdown, your insurer will arrange for the service as shown below.
|European motoring assistance|
|Misfueling in the UK|
|Caravan and trailer service|
|Recovery away from home|
|Cover at home|
|Cover in Europe|
If you suffer a specified injury in an accident, you will receive a benefit of £20,000. If you are a victim of road rage, this cover pays £100 for each day spent in hospital, along with other benefits.